AsianCity PRIVACY STATEMENTS

How and When eCapital Group Compiles and Uses Information about Members  
eCapital Group gathers certain information automatically from members and visitors to the www.AsianCity.com and www.ecaptial.com web sites. For example, eCapital Group automatically determines the number and frequency of visitors to the web sites of eCapital Group Services and may log IP addresses and the type of operating system and browser software being used by the visitor’s computer. The IP address allows eCapital Group to determine the visitor’s ISP and the geographic location of the visitor’s connectivity point. Also, eCapital collects information on the number of times visitors have “clicked” on an advertiser’s advertisement running on eCapital Group Services, as well as the overall demographics available on the visitors who have viewed and “clicked” on their advertisements. eCapital Group provides this aggregate information to advertisers, but will not disclose personal information to them. This allows an advertiser to determine the effectiveness of its advertisements, as well as the type of consumer who is interested in the advertiser's product or service. eCapital Group uses this automatically collected information only in the aggregate to perform statistical analyses of the collective characteristics and behavior of members and visitors, to measure overall demographics and interests of members and visitors, and to determine how best to devote eCapital Group's services and resources. This collective data also helps eCapital Group determine how much members use certain portions of eCapital Group's web site, so that eCapital Group can improve the web site. eCapital Group uses a technology called “cookies” for aggregate data collection. A cookie is a file transferred from a web site to the hard drive of your computer to allow the web site to track the your activities while on the web site. Cookies do not, however, allow the web site to learn any personally identifying information about you, including your real name, physical address, age, telephone number, etc., unless you set the preferences in your browser to provide that information. The only other way that such personal information can be learned by the web site is if you previously provided it at the web site. 
eCapital Group does not collect personal information about any one individual using cookies. Rather, eCapital Group cookies allow eCapital Group to determine that you are a particular user, that you have visited eCapital Group's sites and when, which pages and advertisements on eCapital Group's sites have been viewed and how often, and the most popular areas of eCapital Group's sites. In this way, eCapital Group can modify and improve its web sites to provide better, more user-friendly services and presentations for you. eCapital Group does not combine information collected through cookies with other personal information to tell eCapital Group who you are or even what your screen name or e-mail address is. eCapital Group also may provide statistical “ratings” information—though never information about you personally—to eCapital Group partners about how eCapital Group members, collectively, use the eCapital Group Services. This allows eCapital Group partners to understand how eCapital Group members and visitors use their areas of the eCapital Group web site and to allow them to provide you with a better experience on the Internet. You should note, however, that eCapital Group does NOT share any of your personal information with third parties for commercial purposes, unless you are informed of that at the time of collecting the information and thereby consent to having such information disclosed to third parties. If eCapital Group asks for such consent, it will be done so boldly, clearly, and conspicuously, so that you will know when eCapital Group is seeking such consent, and you can withhold your consent for any reason and not agree to provide the personal information. eCapital Group does reserve the right, however, to release any member’s personal information if the member participates in or conducts an illegal activity, or if a member is in violation of eCapital Group’s content guidelines or member agreement (which can be viewed at www.AsianCity.com or at www.ecapital.com), even without a subpoena, warrant, or other court order. Also, eCapital Group does not assume any responsibility or liability for the acts of third parties concerning the privacy of eCapital Group members, though eCapital Group does take steps to prevent disclosure of a member’s personal information. 
eCapital Group does not monitor use of members’ email accounts, unless requested to do so by a legal authority or when the member’s activities are interfering with operation of the eCapital Group Services. Also, eCapital Group does not collect or analyze the email addresses of persons or entities that communicate with eCapital Group or its members by email, though eCapital Group does use information provided by such email to allow eCapital Group to respond to such email, when eCapital Group deems a response necessary. Concerning chat rooms, eCapital Group collects all login information and dialogue and keeps this information for a period of time determined in eCapital Group’s discretion. eCapital Group does not, however, analyze this information. In special circumstances, such as promotions or give-aways, eCapital Group may request personal information in order to award prizes, etc. In such cases, however, eCapital Group will post privacy information in the rules governing the promotion or give-away. If such privacy information conflicts with this Privacy Policy, the privacy information takes precedent over this Privacy Policy and will govern the particular promotion or give-away to which the privacy information pertains. eCapital Group requests that its members not use eCapital Group.com Services to gather personal information about others for commercial or illegal purposes. Nevertheless, you should understand that eCapital Group cannot control the acts of members or visitors. You should thus be fully aware that disclosing your personal information on your own personal eCapital Group web site, in email, in a chat room, or otherwise, may lead to use by others of your personal information for commercial or illegal purposes and may result in others sending you unsolicited email from outside eCapital Group.

How eCapital Group May Use Your Personal Information  
When you initially register for eCapital Group Services via www.AsianCity.com or www.ecapital.com, the registration form will request certain, limited personal information about you. Please note that eCapital Group does not request extensive personal information, unlike many other companies providing service like eCapital Group. Also, when you register, you may elect whether to allow eCapital Group to disclose this limited personal information to third parties who may want to provide promotional materials to you. If you elect to allow your personal information to be disclosed to such third parties, eCapital Group will release that personal information to such third parties, including your real name, email address, age, and other information you have provided in the eCapital Group registration profile. You may at any time change your designation concerning receipt of promotional materials by changing your personal profile to indicate your new choice. For members under 13, however, eCapital Group will not release any personal information, even if the under-13 member requests promotional information from third parties in the registration form. This is a eCapital Group policy designed to protect the identities of under-13 members. For eCapital Group members who elect not to allow their personal information to be disclosed to third parties (as well as all under-13 members), eCapital Group will not sell, lease, or convey such members’ personal information to third parties. In this way, such members will not receive promotional materials from third parties through their eCapital Group membership. After initial registration, eCapital Group may occasionally ask for information about you when you sign up to use a service, or when you order a product. For example, eCapital Group may need your name, Internet address or screen name, billing address, type of computer, and/or credit card number in order to process a product order or to provide a you with a requested service. eCapital Group may also use that information to let you know of additional products and services about which you might be interested. You can choose not to receive such information to by informing eCapital Group on the registration screen when you enroll for or purchase the product or service. eCapital Group may ask you for information about your interests, so that both you and eCapital Group can take advantage of the interactivity of the Internet. It is your option, however, whether to respond to such eCapital Group inquiries. eCapital Group may also provide you with an opportunity to be listed in a directory on one of the eCapital Group.com Services. Again, it is your option whether to participate in such listings, and you can make changes to or eliminate this information as desired. 

Changing and Removing Personal Information 
As noted above, you can change your personal information provided on the initial profile registration form. This can be done at any time, at your option. When you terminate your eCapital Group membership, or if eCapital Group terminates your membership for violation of its policies or for any other reason set forth in eCapital Group’s guidelines and membership agreement (which can be viewed at www.AsianCity.com or at www.ecapital.com), all your personal information will be removed from eCapital Group’s active database. eCapital Group may, however, retain some residual information about you within its records. This residual information will not be used by eCapital Group for commercial purposes, though eCapital Group reserves the right to contact former members from time to time. 

Special Protection for Children  
eCapital Group takes special care to protect the safety and privacy of children who use eCapital Group Services. (eCapital Group defines “children” as people under the age of 18 years.) As noted above, eCapital Group does not specifically collect information about children and believes that children should get their parents’ or guardians’ consent before giving out any personal information, either in email, chat rooms, web pages, or otherwise. eCapital Group believes that parents and guardians should participate in their children’s Internet experience. eCapital Group also recommends that parents or guardians use available filtering technology to supervise their childrens’ access to the Internet. In line with its policies concerning the protection of children, eCapital Group does not disclose information collected from children to any third party for promotional purposes, regardless of whether the child chooses to allow such disclosure in his or her eCapital Group personal profile registration form. This restriction on disclosure also extends to any information provided by children to eCapital Group in connection with any special promotion or give-away. Also, eCapital Group encourages children to include their parents or guardians in the registration process and for parents and guardians to read this Privacy Policy before their children register with eCapital Group. All information collected by eCapital Group from children is used only for statistical analysis, feedback, and for any reason described in the eCapital Group registration process. 

How to Protect Your Privacy on the Internet and within eCapital Group 
Beware that, when communicating with others via the Internet, disclosing personal information runs the risk of unsolicited email from other parties outside eCapital Group. This email may be bothersome, take significant time to download, and consume significant space on your hard drive. You may also find information about Internet privacy on the world wide web. Many web sites post privacy statements and policies, such as the Privacy Policy you are reading now. If a site does not have a privacy statement or policy posted, you may assume that the site owner can use your personal information for commercial purposes without limitation. Therefore, be careful to locate and read the privacy statement on any web site where you are requested or elect to provide information about yourself. Inform your children that they should not give personal information to strangers on the Internet. In addition, children should be told not to fill out Internet forms or register at any domain without their parents’ or guardians’ prior knowledge and consent. Today, encryption programs are available to maintain the secrecy of your Internet transmissions. One such encryption program is known as “PGP”, which stands for “Pretty Good Privacy.” It is available at www.pgp.com. Other encryption programs can also be found on the web. Beware, however, that even encrypted data can be cracked by computer hackers. You should never give your eCapital Group passwords to anyone who should not have access to your account, and you should also recognize that passwords are nowhere close to foolproof. Computer hackers have the ability to determine passwords in weeks, or even days. This means that password protected information may not remain protected, if even a unskilled hacker wants the information. One way to combat easy password hacking is to use not just lower-case letters in your passwords, but also upper case-letters, numbers, and other characters, such as “%” or “$” or “#”. Making your passwords complex makes it much more difficult for hackers to crack your password, because it means they must try many more combinations of letters, numbers, and symbols in order to finally arrive at your password. With complex passwords, hacking programs can take many years to determine the password, making hacking difficult and economically nonsensical. 

Privacy Policy Changes 
eCapital Group will post any changes to this Privacy Policy on this page or on the www.ecapital.com web site. Accordingly, you can always come to this page or that site to learn the information eCapital Group gathers, how eCapital Group may use that information, and whether eCapital Group will disclose it to anyone.